All content provided on this blog is for informational purposes only. OTI makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. The owner will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information. These terms and conditions of use are subject to change at any time and without notice.
When you register for an OTI account, you are asked to choose a password. You are responsible for maintaining the confidentiality of your password. You agree not to disclose your password to any third party. You will hold OTI harmless for any damage arising from a third party accessing OTI using a password you disclosed.
You acknowledge that OTI has no control of the communications lines used to access OTI because such lines are provided by a third party public utility and, as such, that the security of transmissions to and from OTI is not the responsibility of OTI.
OTI may include links to other websites or resources. OTI has no control over such sites and resources, and is not responsible for the availability of such external sites or resources. OTI does not endorse and is not responsible for any content, advertising, products, or other materials on or available from such sites or resources or your use of such sites or resources.
The federal government and technology industry have developed practical tips to help you guard against Internet fraud, secure your computer and protect your personal information.
This policy covers how OTI treats personal information that OTI collects and receives, including information related to your past use of OTI products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of companies that OTI does not own or control, or to people that OTI does not employ or manage.
OTI collects personal information when you register with OTI, when you use OTI Services, when you visit OTI pages or the pages and when you enter promotions or sweepstakes. OTI may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with OTI and sign in to our services, you are not anonymous to us.
OTI collects information about your transactions with us and with some of our business partners, including information about your use of services that we offer.
OTI automatically receives and records information from your computer and browser, including your IP address, OTI cookie information, software and hardware attributes, and the page you request.
OTI uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
OTI does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
OTI displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
OTI works with vendors, partners, advertisers, and other service providers in different industries and categories of business.
OTI may set and access OTI cookies on your computer. We may also set and access device identifiers which could include IP address, user agent information (browser version, OS type and version), and device provided identifiers. Once you log into OTI on your device, OTI may recognize your device to provide you with a personalized experience, independent of your device settings.
OTI lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies and device identifiers is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to OTI's cookies.
You can edit your OTI Account Information, including your at any time.
New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
We reserve the right to send you certain communications relating to the OTI service, such as service announcements, administrative messages and the OTI Newsletter, that are considered part of your OTI account.
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
OTI may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your OTI account or by placing a prominent notice on our site.